Text4Wheels.com Terms of Service

Last Updated: 8-26-2025

Welcome to Text4Wheels.com (the “Website”). These Terms of Service (the “Terms,” “Agreement”) govern your use of our website and services, including any related features or applications (together, the “Service”). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use the Service.

These Terms include a binding arbitration clause requiring disputes to be resolved individually, not by jury trials or class actions. See Section 15 for details.

  1. Privacy Policy
    By using our Service, you confirm that you have read and agree to our Privacy Policy, which is incorporated into these Terms.
  2. About Text4Wheels and the Service
    2.1 What We Do. Text4Wheels.com connects individuals interested in vehicle financing or purchasing with third-party dealers and lenders. We act as a marketing and lead generation platform.
    2.2 How It Works. You provide information through the Website (an “Inquiry”), such as contact details, employment, and financial background. We may share this information with one or more participating dealers or lenders, who may contact you to request more details or make a non-binding offer.
    2.3 No Guarantee. We cannot guarantee that you will receive financing, a vehicle, or specific terms. Final approval, rates, and conditions are set solely by the dealer or lender.
    2.4 What We Don’t Do. We are not a lender, do not provide legal or financial advice, and do not control or correct credit reporting. Any legal or financial questions should be directed to licensed professionals.
  3. Your Inquiry
    3.1 Accurate Information. You agree to provide only truthful and complete information. Submitting false or misleading information may result in termination of your Inquiry or withdrawal of offers from dealers or lenders.
    3.2 Credit Applications. Some Inquiries may constitute credit applications. By submitting one, you authorize us and/or our partners to obtain your credit report. This may result in a “hard inquiry” on your credit report and could affect your credit score.
  4. Changes to Terms and Privacy Policy
    We may update these Terms and our Privacy Policy at any time by posting a revised version. Your continued use of the Service after changes are posted means you accept the updated Terms.
  5. Eligibility
    You must be at least 18 years old and legally able to enter into contracts to use the Service. If you use the Service on behalf of a company, you confirm you are authorized to do so.
  6. License
    We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for personal or internal business purposes. You may not reproduce, sell, distribute, or exploit the Service without our written permission.
  7. Assumption of Risk and Release
    You assume all risks associated with using the Service. You release and agree not to hold Text4Wheels.com, its owners, employees, or affiliates liable for any damages, losses, or claims that may result from your use of the Service.
  8. Communications Consent
    By providing your contact information, you consent to receive communications from us, including emails, calls, and text messages about our Service or related offers. You may opt out at any time by following the unsubscribe instructions in the message or contacting us directly.
  9. Third-Party Websites
    The Service may link to third-party websites. We are not responsible for their content, accuracy, or practices. Your interactions with third parties are solely between you and them.
  10. Prohibited Uses
    You may not misuse the Service. Prohibited activities include submitting false information, impersonating others, collecting user data without consent, attempting to hack or disrupt the Service, sending unsolicited promotions, or violating any applicable laws.
  11. Intellectual Property
    All rights in the Website, its design, content, and trademarks belong to us or our licensors. Your use of the Service does not give you ownership of any intellectual property. You may not copy or misuse any content without authorization.
  12. Disclaimers and Limitation of Liability
    The Service is provided “as is” without warranties of any kind. We do not guarantee that you will secure financing, receive a vehicle, or that the Service will be error-free. To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the Service.
  13. Your Representations
    You represent and warrant that your use of the Service complies with these Terms and all applicable laws.
  14. Indemnification
    You agree to defend, indemnify, and hold harmless Text4Wheels.com and its affiliates from any claims, damages, or expenses (including attorney fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.
  15. Dispute Resolution
    15.1 Binding Arbitration. Any disputes will be resolved through binding arbitration rather than court. You waive the right to a jury trial or class action.
    15.2 Individual Claims Only. Arbitration must be conducted individually; class or representative actions are not permitted.
    15.3 Venue and Governing Law. These Terms are governed by the laws of [Insert State], and arbitration or court actions must be brought in that state.
  16. Termination
    We may suspend or terminate your access to the Service at any time for any reason, including if you violate these Terms. Upon termination, you must stop using the Service.
  17. Notices
    We may provide notices to you electronically, such as by email. You are responsible for keeping your contact information up to date. You may send notices to us at [Insert Contact Email].
  18. General Provisions
    These Terms constitute the entire agreement between you and Text4Wheels.com regarding the Service. If any part of these Terms is found unenforceable, the rest remains in effect. We may assign our rights under these Terms without restriction. No waiver of any provision is a waiver of future enforcement. Headings are for convenience only.